Monday, July 13, 2015

Continuing His Keyboard Lessons

Now that school is active already Josh asked me what clubs he will be joining this year. He has to be active in extracurricular as he’s expected to be one of the candidates again. Honor candidates should have enough extracurricular activities in order to qualify aside from their academics grades of not lower than 85 in each of their subjects. I told Josh that he can join any club and activities he wants as long as his heart is also into it. As he loves drawing I told him to join Arts Club which he has joined for four years already. 

When I asked him what musical instruments would he like to join this year he smiled and whispered to me “I love to take keyboard again” He took up keyboard playing last year but due to some busy schedule of the teacher they didn’t reached the recital stage which Josh would love to attend if ever he has finished his keyboard class. I actually wanted him to enroll in guitar or electric violin but he told me that he would master keyboard instruments first before he venture on another instrument. I really love how Josh put his mind into the things he loves because he deals it with focus and full attention.

Wednesday, July 8, 2015

Financial Help on Starting Up a New Business

Starting up your own business takes a lot of knowledge, patience and of course large amount of money. It’s usual that you study first about how your line of business will fare with consumers. You should be able to know your target client and market before you even begin your study because it will determine your expectations. Then if the business you plan to build is very feasible and will surely hit the market you should think of how much money you need to start and operate for at least 2-3 years without expecting return of capital. 

New business is expected to spend first than earn because you will invest on equipment, raw materials and office location. Getting enough finances is vital and you can use your own money and add capital from possible loan you can get with minimal interest like 1st Commercial Credit - asset based lending options which offers asset based lending for companies that need more capital but don’t have established balance sheet and cash flow projections. You just need to present accounts receivable and inventory. 

Strong manpower of knowledgeable and skilled staff should also be on hand because people will be your most important asset to succeed in whatever business you have in mind.